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Just can't win!

October 16th, 2006 at 08:12 am

I totaly feel like I will never get out of this debt today! I have my working budget in place for less than a month and there is already a snag to mess it all up!
DH got a $140 ticket the other day. Seems he "forgot" to get the car inspected the last time it was due...a year ago! Inspection will cost around $60. So, there is $200 that gets cut out of the budget that is already streched to the limit. We will have to let some things be a little late to get this taken care of. I just got caught up again with the bills, too. Man, it sure did feel good for those five minutes.

7 Responses to “Just can't win!”

  1. pjmama Says:

    Keep your chin up! Everyone has something come up every once in a while! Lemme tell ya... a couple months ago I accidentally flushed a lotion bottle down the toilet and had to pay $265 to get it taken out! Talk about an oops! Smile

  2. sarah Says:

    Step by step your finances will improve. You will create an emergency fund to handle problems like this and then they won't be such a shock

  3. LuxLiving Says:

    Just remember a budget/spending plan is not set in stone! It is something to be altered as new expenses come up and old expenses fade away. There are going to be things you've forgotten in the past that come up to bite you in the behunkus as you begin. That's where you make the adjustments and go forward a little more knowledgeable of where the potholes might be hiding. Add a category for inspections and a tickler on the calendar as to when they are due. Next year you'll be ready!

  4. Broken Arrow Says:

    Ouch. I suppose it goes without saying that it's worth keeping up on the vehicles.

    In your case though, I would NOT pay the ticket just yet. Instead, I would get the car inspected, go to court, and then present your case as an honest mistake and see what the magistrate says. Unless your husband has a string of other vehicle violations, chances are good that the magistrate may drop that charge completely! Sure, he may have to take a day off work to get this done, but it may worth it in the end, especially if it helps to keep his record clean, and insurance premiums down.

  5. budgetmom Says:

    Thanks for the encouragement. I really needed a little after that blow, seems like this is always happening..but I am sticking with it!
    Broken arrow- DH brought home the fee brochure home with his ticket. If he had let it laps less than 60 days than he would have only had to pay a $10 dollar dismissal fee, and the cost of the inspection (which I made sure he got taken care of today). It says there is no dismissal fee at the window for over 60 days, which would mean that he would have to go to court to see about getting it reduced. He does have some other speeding offences, but nothing terribly out of hand. I just don't see how any judge in their right mind would let a "mistake" year laps get by. He was just being lazy, pure and simple. I could sugest it to him, though.

  6. campfrugal Says:

    This happens to me all the time. Just when I think I am doing really great, someone needs to get glasses, go to the dentist, the oven goes out, etc. I have a general savings account attached to my general checking account that gets an automatic deposit of $200 every month just to cover the unexpected occurances, insurances, etc. If it just so happens that I don't tap into that savings account and the account gets over a certain limit, I transfer the overage to my ING account where it can draw a higher interest rate. Keep your chin up and good luck.

  7. rduell Says:

    Same here...

    Just when I thought we were pulling ahead the circuit board on our pellet stove blew and it's over $200 to replace!

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